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Asset-Securitization(as a new financial innovation) has different law system in Common law system from Continental law system. 作爲一種金融創新，資産証券化在英美法系和大陸法系具有不同的法律槼制。
Asset securitization has become the most significant and fast-developing financial innovation in financial field of the world in the past 30 years. 資産証券化是近30多年來世界金融領域最重大和發展最迅速的金融創新。
Since 20cn 70s , the asset-securitization makes a quick development and occupy a important position in the American financial market. 自20世紀70年代産生以來，資産証券化得到了迅速發展，在美國金融市場上佔據了重要地位；