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The given Bank guarantee not transferred, irrevocable and is a guarantee of direct payment under the contract. 所提供的银行保函乃一依合同条款规定的直接支付保证，不可转移或撤销。
Therefore, bank credit rationing, structural changes and integration of the banking sector, credit guarantee system for SMEs build credit facility will have a direct impact. 故而，银行信贷配给、银行业结构变迁与整合、信贷担保制度构建都将对中小企业信贷融资产生直接的冲击。